Our Services

Royal Oaks Financial Group is an independent financial services firm offering a wide range of financial planning and wealth management solutions.

Financial Planning

Portfolio Analysis
Retirement Planning
Retirement plan rollover/distribution management
Business Retirement plan installation and education
Pension plan asset management
Employee benefits coordination
College Planning
Charitable contribution planning

Investing

Investment review
Asset allocation models

Insurance and Estate Planning

Screening and selection of life, health, and long-term care insurance
Help coordinate trusts, strategies, and insurance

Products

Stocks
Bonds (Government, Corporate, Tax-Free Municipal)
Mutual Funds
FDIC-Insured CD’s
Annuities (Fixed & Variable)
REIT’s
IRAs (Traditional & Roth)
Business Retirement Plans: SEP-IRAs, SIMPLE IRAs, 401(k) Plans, Profit Sharing Plans
403(b) Plans
College Saving Plans
Life Insurance
Health Insurance
Long-term care Insurance

I am committed to reviewing and ensuring that we cover 13 wealth management issues that we feel are important for our clients:

Investment Issues
Insurance Issues
Liabilities Issues
Qualified Retirement Plans/IRA’s
Stock Options
Business Succession Planning
Durable Power of Attorney Issues
Gifting to Children/Descendant Issues
Charitable Gifting During Life
Titling of Assets
Executor/Trustee Issues
Distribution of Wealth at Death
Charitable Inclinations at Death